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Here’s some good news for those with a Flexible Spending Accounts regarding Cellular Therapy ! At Austin Ortho Bio, we are set up to take FSA cards and HSA (health savings account). This is truly beneficial news for those needing some pain relief with cell-based treatment. You may not have considered using these kinds of savings plans for TENS therapy before, but hopefully, this can save you some money in the long run.
So if you’ve been worried about the cost for a while on these devices and haven't looked into getting one, now might be the time to explore your many options in a stim unit that’s easy to use. No matter what ailment you might suffer from, cellular therapy can make relief a real possibility.
Your specific health plan or insurance might come with a Flexible Spending Account (FSA). If you are unsure about what that is, these are a special account that you put money into that isn’t taxed. The saved money allows you to contribute to healthcare-related needs like co-pays, deductibles, prescription medications, and even FSA approved items such as medical equipment. And now the portable TENS unit is a part of that category.
Your FSA card will probably have a phone number or website on the back that you can call for more information if you have questions about specific expenses it covers for you or your family. You generally have a limit on the amount of money that can go into an FSA and depending on your company’s insurance plan, you have to use that money up within the calendar year. Sometimes you can request an extra grace period of time to use the money, or maybe able to carry over a certain amount to the next calendar year.
A Health Savings Account (HSA) is another type of tax-advantaged savings plan that helps pay for high-deductible insurance plans. You can only have one of these accounts if you have that High Deductible Health Plan (HDHP) with your deductible being a minimum of $1700 for an individual and $2700 for a family. These are a little different from FSAs because you can usually roll over the saved money year to year to take care of high deductible costs.
If you have any questions, please call us at 512-401-0767 today!