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Here’s some good news for those with Health Saving or Flexible Spending Accounts regarding PRP/Cellular Therapy "Stem Cell":
Dr. Kelly Cunningham & Austin OrthoBiologics are set up to take FSA cards and HSAs (Health Savings Accounts). This is truly beneficial news for those needing joint pain relief with PRP/stem cell treatment. You may not have considered using these kinds of savings plans for biologic/cellular "stem cell" therapy before, but hopefully, this can save you some money in the long run.
So if you’ve been worried about the cost for a successful mode of treatment that insurance does not cover, now might be the time to re-consider.
Stem cell & PRP can be used to provide long-term pain relief and increase activity in mild to moderate arthritis and tendonitis of the knee, shoulder, elbow and hip. It can be used in conjunction with arthroscopic day surgery to boost results, or as a stand-alone treatment in the office.
What Is A Flexible Spending Account?
Your specific health plan or insurance might come with a Flexible Spending Account (FSA). If you are unsure about what that is, these are a special account that you put money into that isn’t taxed. The saved money allows you to contribute to healthcare-related needs like co-pays, deductibles, prescription medications, and even medical equipment. Our treatments are covered in this plan. You generally have a limit on the amount of money that can go into an FSA and depending on your company’s insurance plan, you have to use that money up within the calendar year.
What Is a Health Savings Account?
A Health Savings Account (HSA) is another type of tax-advantaged savings plan that helps pay for high-deductible insurance plans. You can have one of these accounts if you have a qualified High Deductible Health Plan (HDHP), with tax-free savings up to $1750 for an individual and $2750 for a family, in addition to any employer-provided contribution. These are a little different from FSAs because you can usually roll over the saved money year-to-year.
In either case, many patients at Austin OrthoBiologics have used these funds successfully to cover needed Plate-Rich Plasma (PRP) or cellular "Stem Cell" treatments for the last few years.
Let us help you get back to full activity in a pain-free manner while avoiding the cost and long recovery of joint replacement. We accept almost all insurance, including Medicare & Workers Compensation, to get you started on the road to recovery. Dr. Cunningham is a board-certified orthopedic surgeon who will consider all of your treatment options in a thoughtful, cost-efficient manner. (For example, Xrays & MRI, if recommended, are covered by insurance.)
Schedule an office visit with Kelly Cunningham MD and Austin OrthoBiologics today!